I suspect this lovely young woman was considered quite fashionable when she posed for this Carte de Visite (CDV) in the 1860's (most likely between 1864 - 69) for photographer A. W. Tice of Ellensville, NY. She is wearing a full-length hooded cloak over a hoop skirt which was perhaps made of silk taffeta. Covering her hands is a fur muff. There appears to be some sort of hair covering or adornment over her hair in the back.
The photographer's full name was Alfred Wurtz Tice who appears to have lived and worked in the Ellensville are for quite a number of years. He wasborn 19 Oct 1829 in New York to John & Huldah Tice. In 1854 he married Irene Miller. Several Ellensville City Directories between 1861 and 1871 report him as "A. Wurts Tice, photographer, Canal opp Liberty sq., h Canal." In 1900 Tice was still living in the area according to the Ulster County census at age 70 with his wife June (2nd wife?). He still listed his occupation as photographer. Tice died 5 Feb 1909 and is buried in the Fantinekill Cemetery in Ellensville, NY according to Find-A-Grave.